Fine'sa Credos d.d. – Više od 30 godina s Vama

SAVINGS INVESTMENT

Upoznaj se s alternativama
oročenoj štednji, ulaganjima
u dionice i investicijske fondove.

I WANT TO INVEST

FINANCING OF ENTREPRENEURS

Find out what all financing methods we can offer you.

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ACCOUNTING

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Savings investments of citizens and entrepreneurs

Alternativa oročenoj štednji, ulaganjima u dionice i investicijske fondove.
Prema podacima SKDD-a Fine’sa Credos d.d., financijska kompanija kroz tranše korporativnih obveznica u razdoblju 2015. – 2023. emitirala je 41 milijun eura korporativnih obveznica. Ulagatelji tranši čija je ročnost istekla 19.06.2021. i 2023. godine, obnovili su upis s ročnosti dospijeća 21.06.2024., 2025. i 2027. što potvrđuje stečeno povjerenje tržišta štednih ulaganja, temeljem pouzdanosti osnivača, managementa i zaposlenika Fine’sa FINANCIJSKO INVESTICIJSKOG BRANDA.

Commercial savings investments

Commercial savings investments represent a type of investment by registering corporate bonds in the minimum amount of €5,000. Investing in corporate bonds of Fine'sa Credos joint stock company, financial company, is moderately low-risk and tax-free, and the annual fixed interest rate is between 5.00 and 5.25% (depending on the maturity).

Investment savings options

Projekti stanogradnje na Jadranskoj obali, prvenstveno na području Splita, Zadra i okolice s tendencijom širenja i razmatranja novih potencijalnih zona gradnje u Republici Hrvatskoj.
Projekti logističko-skladišnih centara.

Capital savings investments

Capital savings investment by subscribing preferred shares of the issuing companies Fine'sa Credos joint stock company, financial company and Fine`sa Conceptus Ltd, an investment company represents a long-term savings investment with a fixed dividend of 5% per year on the amount invested in preferred shares.

Commercial and investment financing of entrepreneurs

Commercial liquidity financing up to the amount of the contracted loan

Commercial financing of entrepreneurs

Fine'sa LOAN

Fine’sa POZAJMICA, komercijalno financiranje likvidnosti ročnih obveza: isplate plaća, uplate poreza, premošćenje limita kod banaka, isplata dospjelih kreditnih (leasing) rata, plaćanje avansa dobavljačima (rabat, cassa sconto), a sve u cilju održavanja kreditne sposobnosti i platežnog rejtinga poslodavca.

Fine'sa REVOLVING LOAN

Fine'sa REVOLVING LOAN, users independently decide on the amount, time and period of using the loan with the calculation of interest on the amount used and the period of using the loan. The interest rate varies based on the specified use of the loan (within 24 hours, 3, 5 and 7 days).

Fine'sa COMMERCIAL LOAN

Fine’sa KOMERCIJALNI ZAJAM, komercijalno financiranje potraživanja, na osnovu zaloga potraživanja u zemlji i inozemstvu, temeljem isporučene robe ili obavljene usluge poduzetnika, kao alternativa factoring (forfeiting) financiranja.

Fine'sa LEASING LOAN

Fine'sa LEASING LOAN, commercial financing of the entrepreneur's participation in leasing, with repayment by compensating VAT refunds.

Fine'sa GOODS LOAN

Fine'sa GOODS LOAN, commercial financing of the purchase of goods and services, based on increased demand and the opportunity to make extra profit for the employer (usually the trader).

Fine'sa RE-LOAN

Fine'sa RE-LOAN, commercial pre-financing of the repro cycle from the procurement of raw materials to the delivery of finished products.

Fine'sa PRE-PROJECT LOAN

Fine’sa PREDPROJEKTNI ZAJAM, komercijalno financiranje učešća, projektnog kredita poslovne banke.
Financiranjem učešća u projektnom kreditiranju osiguravamo investicijsku sposobnost projekta i financijsku stabilnost i kreditnu sposobnost poduzetnika.
Ročnost otplate zajma prilagođava se cash flow-u samog projekta.

ADVANTAGES AND FEATURES:

• Interest is formed by the risk assessment of placement
• Insurance with standard insurance instruments (blank promissory notes) with the delivery of additional documentation (invoices, contracts...)

Investment financing of entrepreneurs

Model je kombinacije vlasničkog financiranja dokapitalizacijom poduzetnika investicijskim financiranjem sredstvima financijske kompanije Fine’sa Credos d.d. do visine iznosa kapitala kojim se ostvaruje financijska stabilnost i kreditna sposobnost, kao preduvjeta dužničkog financiranja (krediti poslovnih banaka) i/ili refinanciranja dospjelih kreditnih obveza u svrhu rasta poslovanja.

Financiranjem dokapitalizacije poduzetnika osigurava se svježi kapital poduzetnicima koji nemaju adekvatnu kreditnu sposobnost za dobivanje kredita u razvojnim i poslovnim bankama, a fondovi im nisu prihvatljivi radi promjene strukture vlasništva i imaju ekonomsko tržišnu opravdanost investicijskog ulaganja za rast i razvoj poslovanja (poslovanje generira visoku maržu i pozitivan cash flow).

PREUZMITE ZAHTJEV ZA FINACIRANJE

Accounting support

Our service provides comprehensive accounting and related regulatory support that is essential for a successful business. Our team of accounting professionals is dedicated to providing accurate and timely accounting information. Whether you need help with taxes, payroll, bookkeeping or financial reporting, we're here to help. Contact us and find out how our accounting services can improve your business.

In addition to classic bookkeeping services (bookkeeping, payroll, reporting), Fine'sa accounting has competencies in tax, regulatory, financial and consulting support.